CPT 97110 Physical Therapy/Rehab

How Much Does Therapeutic Exercise Session Cost?

Also known as: Therapeutic exercises (CPT 97110)

A physical therapy session focused on therapeutic exercises to improve strength, flexibility, and function.

Therapeutic Exercise Session (CPT 97110) costs $29 at Medicare rates.

Medicare (Facility)
$29
CMS PFS 2026 national rate

Patient Guide: Therapeutic Exercise Session

What you need to know before your appointment

What to Expect

A physical therapist will guide you through specific exercises designed for your condition. These may include stretching, strengthening, balance, and functional movements. Each session includes direct one-on-one time with the therapist.

How Long Does It Take?

15 minutes per unit (typically 2-4 units per session, so 30-60 minutes total)

Common Reasons Doctors Order This

Recovery after surgery, injury rehabilitation, chronic pain management, improving strength after illness, sports injury recovery

How to Prepare

Wear comfortable athletic clothing and supportive shoes. Bring any braces or assistive devices. Stay hydrated and eat a light meal before.

Procedures Commonly Done Together

These procedures are frequently performed alongside Therapeutic exercises

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What Insurance Companies Actually Pay

Real negotiated rates from 11 hospitals across 5 states (from hospital price transparency filings)

Lowest
$22
Highest
$600
Average
$110
Insurance Company Avg Rate Range Hospitals
Aetna $135 $26 - $248 8
United $180 $26 - $480 10
Superior Health Plan $27 $23 - $31 3
BCBS $78 $26 - $133 3
Cigna $173 $100 - $255 6
Humana $135 $26 - $295 6
Bright Health $31 $26 - $91 2
Cigna HealthSpring $27 $26 - $29 4
WellCare $28 $26 - $30 4
BCBS-TX $74 $46 - $100 3
Provider Partners Health Plan of Texas $29 $27 - $31 2
Kaiser $65 $27 - $108 2
Average by State
KY: $64 (16) CO: $77 (71) TX: $115 (227) GA: $165 (18) TN: $165 (13)
Disclaimer: These rates are from hospital Machine-Readable Files (MRFs) required by federal price transparency law. They reflect specific hospital-payer contracts and may not represent your actual cost, which depends on your plan, deductible, and network status. Data sourced from CommonSpirit Health, HCA Healthcare, and Kaiser Permanente filings.

How to Reduce Your Cost for Therapeutic exercises

Practical tips that can save you hundreds or thousands of dollars

  • 1
    Ask about cash-pay discounts

    Many hospitals and clinics offer 20-40% discounts for self-pay patients. Always ask before scheduling.

  • 2
    Compare facility vs. office setting costs

    Some procedures cost significantly less in an office setting than a hospital. Ask your provider about options.

  • 3
    Shop around — costs vary significantly

    Costs can vary 2-3x between providers in the same city. Get quotes from multiple facilities.

How is the Price Calculated?

Medicare calculates procedure payments using Relative Value Units (RVUs). Each procedure has three components multiplied by a conversion factor ($33.40 in 2026) and adjusted by geographic cost indices.

0.45
Work RVU
0.41
Practice Expense RVU
0.01
Malpractice RVU
0.87
Total RVU

Payment = Total RVU (0.87) x CF ($33.40) = $29

People Also Ask

Common questions people search for about this procedure

How much is 2 months of physical therapy?

Per session: 0–50¹ Initial evaluation: 50–00¹ 12-week plan: ,200–,400 ¹ In-home therapy: Often costs more, about 00–50 per visit¹

Source: swordhealth.com See our data-backed answer →
How much is 30 minutes of physical therapy?

Average Cost of Physical Therapy Sessions A single session can range between 0 and 50, depending on the type of service and clinic expenses.

How much will insurance pay for physical therapy?

Physical therapy is covered by most health insurance plans. The average cost of physical therapy is 37 per one-hour session if you pay full price. With insurance, physical therapy costs about 0 per session. But costs can vary widely by plan.

Source: www.valuepenguin.com See our data-backed answer →
How many times a week should you do physical therapy?

Typical physical therapy sessions are 30–90 minutes, occurring two to three times per week, often with an additional daily home exercise program of 10 minutes.

Source: www.ncbi.nlm.nih.gov See our data-backed answer →

Frequently Asked Questions

How much does Therapeutic exercises cost?

The Medicare facility rate for Therapeutic exercises is $29. Commercial insurance rates typically range from 150% to 250% of Medicare (varies by plan).

How much does Therapeutic exercises cost without insurance?

Without insurance, the cost of Therapeutic exercises can range from 150% of Medicare to 500% of Medicare depending on the facility. Many hospitals and clinics offer self-pay discounts of 20-40% off their chargemaster price. Always ask about cash pricing before your visit.

Does insurance cover Therapeutic exercises?

Most commercial health insurance plans and Medicare cover Therapeutic exercises when ordered by a physician for a medically necessary reason. Your out-of-pocket cost depends on your plan's deductible, copay/coinsurance structure, and whether you use an in-network provider. Check with your insurance company before scheduling to confirm coverage and get a cost estimate.

Why does the cost vary so much by location?

Medicare adjusts payments using Geographic Practice Cost Indices (GPCIs) that reflect local differences in physician work costs, practice expenses, and malpractice insurance. Manhattan, San Francisco, and other high-cost areas pay significantly more than rural regions. Commercial insurers follow similar geographic patterns.

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