How Much Does Your Medical Procedure Cost?

Free, transparent pricing for 21,000+ medical procedures and 10,000+ prescription drugs. Compare Medicare, hospital, and surgery center rates across all 50 states.

Examples: "MRI spine", "knee replacement", "99213", "colonoscopy"

21,524
Medical Procedures
10,000+
Drug Prices
109
Geographic Regions
17
Government Data Sources

Did You Know?

Surprising facts about medical costs in America

🏙

Manhattan ER visits cost 36% more than rural Arkansas

Average surgery costs 7.1x more than an office visit

🧬

One spine surgery equals 468 physical therapy sessions

Alaska is the most expensive state for healthcare ($525 avg)

💊

Brand drugs cost 60x more than generics

Most Searched Procedure Costs

Total estimated costs including facility fees, anesthesia, and supplies (2026 data)

How Insurance Affects Your Cost

The same procedure can cost wildly different amounts depending on who pays

Medicare
Baseline rate
$100
Commercial
Employer plan
$200
Self-Pay
No insurance
$250+

Commercial insurance typically pays 150-250% of Medicare rates. Uninsured patients may face chargemaster prices 3-5x higher. Try our Cost Estimator →

New Tool

What Will I Actually Pay?

The only calculator that combines real procedure pricing with your insurance plan math. Enter your deductible, coinsurance, and copay — or select from 4,044 real ACA marketplace plans — and see your exact out-of-pocket cost.

  • Add multiple procedures
  • Compare hospital vs surgery center vs office
  • See deductible + coinsurance + copay breakdown
  • 4,044 real ACA plans from healthcare.gov
Calculate My Costs
Avg Bronze Deductible
$7,500
Your cost before insurance
2026 OOP Maximum
$9,450
ACA individual cap
ASC Savings
25-60%
vs hospital outpatient
ACA Plans Loaded
4,044
30 states, 2026 data
Hospital Inpatient Data

Hospital Stay Costs

Explore costs for 700+ DRG categories using real hospital discharge data. See average charges, costs, Medicare payments, and length of stay for everything from heart surgery to childbirth.

Browse Hospital Stays
Avg Knee Replacement
$22,300
3.1 day stay
Avg Heart Bypass
$57,800
9.2 day stay
Avg C-Section
$15,200
3.5 day stay
Avg Spinal Fusion
$38,600
3.8 day stay

Where Our Data Comes From

CMS Medicare Rates

Official 2026 Medicare Physician Fee Schedule with relative value units (RVUs) and conversion factor of $33.40 per RVU.

Hospital & Surgery Center Rates

CMS Outpatient Prospective Payment (OPPS) and Ambulatory Surgery Center (ASC) rates for facility-based procedures.

Geographic Cost Variation

Costs adjusted by CMS Geographic Practice Cost Indices (GPCIs) across 109 Medicare localities in all 50 states.

12,000+
Healthcare consumers monthly
50
States covered
100%
Free. No login required.

Trusted by patients, attorneys, researchers, and healthcare professionals for transparent medical cost data.

Healthcare Cost Trends

Medicare conversion factor 2018-2026 — years of cuts, then a 2026 recovery

$31 $34 $37 2018201920202021202220232024202520252026 $33.4
Medicare Conversion Factor ($/RVU) — Source: CMS PFS
See full trends →
-10.5%
Medicare CF decline (2020-25)
+32.6%
Medical CPI rise (2015-26)
+3.25%
2026 Medicare CF increase

Understand Your Medical Costs

Whether you're comparing insurance plans, preparing for surgery, or dealing with medical bills after an injury, our free tool helps you understand what procedures really cost.

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