How Much Does MRI of the Shoulder without Contrast Cost?
Also known as: Mri joint upr extrem without contrast (CPT 73221)
MRI of the wrist without contrast.
MRI of the Shoulder without Contrast (CPT 73221) costs $205 at Medicare rates.
The rates shown below represent the complete Medicare reimbursement for this service. No separate facility fee applies for this type of procedure.
Patient Guide: MRI of the Shoulder without Contrast
What you need to know before your appointment
What to Expect
Your hand and wrist are positioned inside the MRI coil for detailed imaging.
How Long Does It Take?
30-45 minutes
Common Reasons Doctors Order This
Scaphoid fracture evaluation, TFCC tear, wrist ligament injury, wrist pain of unknown cause
How to Prepare
Remove all metal including rings and watches.
Procedures Commonly Done Together
These procedures are frequently performed alongside Mri joint upr extrem without contrast
What Insurance Companies Actually Pay
Real negotiated rates from 15 hospitals across 6 states (from hospital price transparency filings)
| Insurance Company | Avg Rate | Range | Hospitals |
|---|---|---|---|
| Aetna | $1,754 | $216 - $3,478 | 9 |
| United | $957 | $187 - $4,281 | 10 |
| Cigna | $2,624 | $227 - $6,088 | 8 |
| Humana | $1,554 | $227 - $3,325 | 8 |
| KAISER FOUNDATION HEALTH PLAN, INC. | $557 | $323 - $1,010 | 5 |
| BCBS | $605 | $220 - $1,018 | 4 |
| BCBS-TX | $687 | $340 - $1,014 | 2 |
| Multiplan | $3,061 | $393 - $8,561 | 5 |
| Wellpoint | $470 | $209 - $1,340 | 2 |
| Anthem | $1,262 | $156 - $7,039 | 2 |
| CHC | $1,397 | $220 - $2,813 | 2 |
| Community Health Choice MCD | $211 | $211 | 2 |
How to Reduce Your Cost for Mri joint upr extrem without contrast
Practical tips that can save you hundreds or thousands of dollars
- 1 Ask about cash-pay discounts
Many hospitals and clinics offer 20-40% discounts for self-pay patients. Always ask before scheduling.
- 2 Compare facility vs. office setting costs
Some procedures cost significantly less in an office setting than a hospital. Ask your provider about options.
- 3 Shop around — costs vary significantly
Costs can vary 2-3x between providers in the same city. Get quotes from multiple facilities.
How is the Price Calculated?
Medicare calculates procedure payments using Relative Value Units (RVUs). Each procedure has three components multiplied by a conversion factor ($33.40 in 2026) and adjusted by geographic cost indices.
Payment = Total RVU (6.14) x CF ($33.40) = $205
Related Procedures
Similar procedures in the same category or body system
Consider These Alternatives
Depending on your clinical situation, these alternatives may be appropriate and could save you money.
Note: Alternative procedures may not be clinically appropriate for all patients. Always consult your physician to determine the best option for your specific situation.
People Also Ask
Common questions people search for about this procedure
Is a shoulder MRI worth it?
If you've been experiencing shoulder pain, or have had a recent shoulder injury, you may have likely gotten a shoulder MRI. A shoulder MRI is a powerful tool with a superior ability to produce detailed pictures of the bones, tendons, muscles, and blood vessels within the shoulder joint.
How much does a shoulder MRI cost out of pocket?
MRI shoulder cost for high-deductible insurance at imaging centre: ,200 - ,000. MRI shoulder cost for a fully insured patient at a hospital (15% copay): 50 - 00. MRI shoulder cost for a cash-paying patient at an imaging centre: 50 - 00.
Does insurance cover MRI for shoulder?
MRIs are typically covered by insurance, but it's important to check your health plan to see if you need pre-authorization from your insurer. Look for an in-network MRI facility, which will typically charge a much lower rate than an out-of-network provider.
Can an MRI detect multiple sclerosis?
What is the cheapest way to get an MRI?
To save money on an MRI, shopping around for the best price by comparing costs at different facilities is essential. Independent imaging centers often offer lower rates than hospitals, and many provide cash payment or self-pay discounts, especially for those without insurance or with high deductibles.
What not to do before an MRI?
What happens if you can't afford an MRI?
Frequently Asked Questions
How much does Mri joint upr extrem without contrast cost?
The Medicare facility rate for Mri joint upr extrem without contrast is $205. Commercial insurance rates typically range from 150% to 250% of Medicare (varies by plan).
How much does Mri joint upr extrem without contrast cost without insurance?
Without insurance, the cost of Mri joint upr extrem without contrast can range from 150% of Medicare to 500% of Medicare depending on the facility. Many hospitals and clinics offer self-pay discounts of 20-40% off their chargemaster price. Always ask about cash pricing before your visit.
Does insurance cover Mri joint upr extrem without contrast?
Most commercial health insurance plans and Medicare cover Mri joint upr extrem without contrast when ordered by a physician for a medically necessary reason. Your out-of-pocket cost depends on your plan's deductible, copay/coinsurance structure, and whether you use an in-network provider. Check with your insurance company before scheduling to confirm coverage and get a cost estimate.
Why does the cost vary so much by location?
Medicare adjusts payments using Geographic Practice Cost Indices (GPCIs) that reflect local differences in physician work costs, practice expenses, and malpractice insurance. Manhattan, San Francisco, and other high-cost areas pay significantly more than rural regions. Commercial insurers follow similar geographic patterns.