CPT 20824 Surgery - Musculoskeletal

How Much Does Replantation Thumb Complete Cost?

Also known as: Replantation thumb complete (CPT 20824)

The total estimated cost of Replantation Thumb Complete (CPT 20824) is $6,186 to $11,598, including hospital fees, anesthesia, and supplies. The surgeon's Medicare fee alone is $1,841.

Total Estimated Cost of Care

$6,186 — $11,598

This estimate includes hospital facility fees, anesthesia, and supplies .

Surgeon/Physician Fee
$1,841
Hospital Facility Fee
$5,523
Anesthesia (est.)
$368
Important: The physician fee of $1,841 shown in the cost cards below is what Medicare pays the surgeon/doctor only. The hospital charges a separate facility fee that typically makes up 70-85% of the total cost.
Medicare Physician Fee (Facility Setting)
$1,841
Physician component only — CMS PFS 2026

Procedures Commonly Done Together

These procedures are frequently performed alongside Replantation thumb complete

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How to Reduce Your Cost for Replantation thumb complete

Practical tips that can save you hundreds or thousands of dollars

  • 1
    Ask about cash-pay discounts

    Many hospitals and clinics offer 20-40% discounts for self-pay patients. Always ask before scheduling.

  • 2
    Compare facility vs. office setting costs

    Some procedures cost significantly less in an office setting than a hospital. Ask your provider about options.

  • 3
    Shop around — costs vary significantly

    Costs can vary 2-3x between providers in the same city. Get quotes from multiple facilities.

How is the Price Calculated?

Medicare calculates procedure payments using Relative Value Units (RVUs). Each procedure has three components multiplied by a conversion factor ($33.40 in 2026) and adjusted by geographic cost indices.

31.15
Work RVU
17.34
Practice Expense RVU
6.63
Malpractice RVU
55.12
Total RVU

Payment = Total RVU (55.12) x CF ($33.40) = $1,841

Frequently Asked Questions

How much does Replantation thumb complete cost?

The Medicare facility rate for Replantation thumb complete is $1,841. Commercial insurance rates typically range from 150% to 250% of Medicare (varies by plan).

How much does Replantation thumb complete cost without insurance?

Without insurance, the cost of Replantation thumb complete can range from 150% of Medicare to 500% of Medicare depending on the facility. Many hospitals and clinics offer self-pay discounts of 20-40% off their chargemaster price. Always ask about cash pricing before your visit.

Does insurance cover Replantation thumb complete?

Most commercial health insurance plans and Medicare cover Replantation thumb complete when ordered by a physician for a medically necessary reason. Your out-of-pocket cost depends on your plan's deductible, copay/coinsurance structure, and whether you use an in-network provider. Check with your insurance company before scheduling to confirm coverage and get a cost estimate.

Why does the cost vary so much by location?

Medicare adjusts payments using Geographic Practice Cost Indices (GPCIs) that reflect local differences in physician work costs, practice expenses, and malpractice insurance. Manhattan, San Francisco, and other high-cost areas pay significantly more than rural regions. Commercial insurers follow similar geographic patterns.

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