CPT 20972 Surgery - Musculoskeletal

How Much Does Bone/skin Graft Metatarsal Cost?

Also known as: Bone/skin graft metatarsal (CPT 20972)

The total estimated cost of Bone/skin Graft Metatarsal (CPT 20972) is $8,507 to $15,950, including hospital fees, anesthesia, and supplies. The surgeon's Medicare fee alone is $2,532.

Total Estimated Cost of Care

$8,507 — $15,950

This estimate includes hospital facility fees, anesthesia, and supplies .

Surgeon/Physician Fee
$2,532
Hospital Facility Fee
$7,595
Anesthesia (est.)
$506
Important: The physician fee of $2,532 shown in the cost cards below is what Medicare pays the surgeon/doctor only. The hospital charges a separate facility fee that typically makes up 70-85% of the total cost.
Medicare Physician Fee (Facility Setting)
$2,532
Physician component only — CMS PFS 2026

Procedures Commonly Done Together

These procedures are frequently performed alongside Bone/skin graft metatarsal

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How to Reduce Your Cost for Bone/skin graft metatarsal

Practical tips that can save you hundreds or thousands of dollars

  • 1
    Ask about cash-pay discounts

    Many hospitals and clinics offer 20-40% discounts for self-pay patients. Always ask before scheduling.

  • 2
    Compare facility vs. office setting costs

    Some procedures cost significantly less in an office setting than a hospital. Ask your provider about options.

  • 3
    Shop around — costs vary significantly

    Costs can vary 2-3x between providers in the same city. Get quotes from multiple facilities.

How is the Price Calculated?

Medicare calculates procedure payments using Relative Value Units (RVUs). Each procedure has three components multiplied by a conversion factor ($33.40 in 2026) and adjusted by geographic cost indices.

43.40
Work RVU
23.14
Practice Expense RVU
9.26
Malpractice RVU
75.80
Total RVU

Payment = Total RVU (75.80) x CF ($33.40) = $2,532

Frequently Asked Questions

How much does Bone/skin graft metatarsal cost?

The Medicare facility rate for Bone/skin graft metatarsal is $2,532. Commercial insurance rates typically range from 150% to 250% of Medicare (varies by plan).

How much does Bone/skin graft metatarsal cost without insurance?

Without insurance, the cost of Bone/skin graft metatarsal can range from 150% of Medicare to 500% of Medicare depending on the facility. Many hospitals and clinics offer self-pay discounts of 20-40% off their chargemaster price. Always ask about cash pricing before your visit.

Does insurance cover Bone/skin graft metatarsal?

Most commercial health insurance plans and Medicare cover Bone/skin graft metatarsal when ordered by a physician for a medically necessary reason. Your out-of-pocket cost depends on your plan's deductible, copay/coinsurance structure, and whether you use an in-network provider. Check with your insurance company before scheduling to confirm coverage and get a cost estimate.

Why does the cost vary so much by location?

Medicare adjusts payments using Geographic Practice Cost Indices (GPCIs) that reflect local differences in physician work costs, practice expenses, and malpractice insurance. Manhattan, San Francisco, and other high-cost areas pay significantly more than rural regions. Commercial insurers follow similar geographic patterns.

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