How Much Does Physical Therapy - Aquatic Therapy/exercises Cost?
Also known as: Aquatic therapy/exercises (CPT 97113)
Aquatic therapy (pool-based physical therapy) to improve strength and mobility in water.
Physical Therapy - Aquatic Therapy/exercises (CPT 97113) costs $37 at Medicare rates.
Patient Guide: Physical Therapy - Aquatic Therapy/exercises
What you need to know before your appointment
What to Expect
You will perform exercises in a heated therapy pool under the guidance of a physical therapist. The buoyancy of water reduces stress on joints while providing resistance for strengthening.
How Long Does It Take?
15 minutes per unit (typically 2-4 units)
Common Reasons Doctors Order This
Arthritis, post-surgical rehabilitation, chronic pain, weight-bearing limitations, balance problems, fibromyalgia
How to Prepare
Bring a swimsuit, towel, and shower supplies. Arrive early to change. Inform your therapist about any open wounds or skin conditions.
Procedures Commonly Done Together
These procedures are frequently performed alongside Aquatic therapy/exercises
How to Reduce Your Cost for Aquatic therapy/exercises
Practical tips that can save you hundreds or thousands of dollars
- 1 Ask about cash-pay discounts
Many hospitals and clinics offer 20-40% discounts for self-pay patients. Always ask before scheduling.
- 2 Compare facility vs. office setting costs
Some procedures cost significantly less in an office setting than a hospital. Ask your provider about options.
- 3 Shop around — costs vary significantly
Costs can vary 2-3x between providers in the same city. Get quotes from multiple facilities.
How is the Price Calculated?
Medicare calculates procedure payments using Relative Value Units (RVUs). Each procedure has three components multiplied by a conversion factor ($33.40 in 2026) and adjusted by geographic cost indices.
Payment = Total RVU (1.11) x CF ($33.40) = $37
Related Procedures
Similar procedures in the same category or body system
Frequently Asked Questions
How much does Aquatic therapy/exercises cost?
The Medicare facility rate for Aquatic therapy/exercises is $37. Commercial insurance rates typically range from 150% to 250% of Medicare (varies by plan).
How much does Aquatic therapy/exercises cost without insurance?
Without insurance, the cost of Aquatic therapy/exercises can range from 150% of Medicare to 500% of Medicare depending on the facility. Many hospitals and clinics offer self-pay discounts of 20-40% off their chargemaster price. Always ask about cash pricing before your visit.
Does insurance cover Aquatic therapy/exercises?
Most commercial health insurance plans and Medicare cover Aquatic therapy/exercises when ordered by a physician for a medically necessary reason. Your out-of-pocket cost depends on your plan's deductible, copay/coinsurance structure, and whether you use an in-network provider. Check with your insurance company before scheduling to confirm coverage and get a cost estimate.
Why does the cost vary so much by location?
Medicare adjusts payments using Geographic Practice Cost Indices (GPCIs) that reflect local differences in physician work costs, practice expenses, and malpractice insurance. Manhattan, San Francisco, and other high-cost areas pay significantly more than rural regions. Commercial insurers follow similar geographic patterns.