How Much Does MRI of the Brain without Contrast Cost?
Also known as: Mri brain stem without contrast (CPT 70551)
An MRI of your brain without contrast dye, using magnetic fields to create highly detailed images of brain tissue.
MRI of the Brain without Contrast (CPT 70551) costs $195 at Medicare rates.
The rates shown below represent the complete Medicare reimbursement for this service. No separate facility fee applies for this type of procedure.
Patient Guide: MRI of the Brain without Contrast
What you need to know before your appointment
What to Expect
You will lie on a table that slides into a large tube-shaped magnet. The machine is loud and makes knocking sounds. You must hold very still for the entire scan. Earplugs or headphones will be provided.
How Long Does It Take?
30-45 minutes
Common Reasons Doctors Order This
Headaches, seizures, dizziness, brain tumor evaluation, multiple sclerosis, stroke follow-up, memory problems
How to Prepare
Remove all metal objects including jewelry, watches, and hearing aids. Tell staff about any implants, pacemakers, or metal in your body. You may request a mild sedative if you are claustrophobic.
Procedures Commonly Done Together
These procedures are frequently performed alongside Mri brain stem without contrast
What Insurance Companies Actually Pay
Real negotiated rates from 16 hospitals across 6 states (from hospital price transparency filings)
| Insurance Company | Avg Rate | Range | Hospitals |
|---|---|---|---|
| Aetna | $1,778 | $216 - $3,201 | 10 |
| United | $976 | $187 - $4,597 | 10 |
| Cigna | $2,624 | $227 - $6,538 | 9 |
| Humana | $1,521 | $227 - $3,060 | 8 |
| KAISER FOUNDATION HEALTH PLAN, INC. | $557 | $323 - $1,010 | 5 |
| BCBS | $604 | $212 - $1,018 | 4 |
| BCBS-TX | $690 | $340 - $1,014 | 3 |
| Multiplan | $3,750 | $393 - $9,194 | 5 |
| Wellpoint | $467 | $202 - $1,340 | 2 |
| CHC | $1,293 | $212 - $2,589 | 2 |
| Anthem | $1,424 | $329 - $7,559 | 2 |
| Community Health Choice MCD | $204 | $204 | 2 |
How to Reduce Your Cost for Mri brain stem without contrast
Practical tips that can save you hundreds or thousands of dollars
- 1 Ask about cash-pay discounts
Many hospitals and clinics offer 20-40% discounts for self-pay patients. Always ask before scheduling.
- 2 Compare facility vs. office setting costs
Some procedures cost significantly less in an office setting than a hospital. Ask your provider about options.
- 3 Shop around — costs vary significantly
Costs can vary 2-3x between providers in the same city. Get quotes from multiple facilities.
How is the Price Calculated?
Medicare calculates procedure payments using Relative Value Units (RVUs). Each procedure has three components multiplied by a conversion factor ($33.40 in 2026) and adjusted by geographic cost indices.
Payment = Total RVU (5.85) x CF ($33.40) = $195
Related Procedures
Similar procedures in the same category or body system
Consider These Alternatives
Depending on your clinical situation, these alternatives may be appropriate and could save you money.
Note: Alternative procedures may not be clinically appropriate for all patients. Always consult your physician to determine the best option for your specific situation.
Frequently Asked Questions
How much does Mri brain stem without contrast cost?
The Medicare facility rate for Mri brain stem without contrast is $195. Commercial insurance rates typically range from 150% to 250% of Medicare (varies by plan).
How much does Mri brain stem without contrast cost without insurance?
Without insurance, the cost of Mri brain stem without contrast can range from 150% of Medicare to 500% of Medicare depending on the facility. Many hospitals and clinics offer self-pay discounts of 20-40% off their chargemaster price. Always ask about cash pricing before your visit.
Does insurance cover Mri brain stem without contrast?
Most commercial health insurance plans and Medicare cover Mri brain stem without contrast when ordered by a physician for a medically necessary reason. Your out-of-pocket cost depends on your plan's deductible, copay/coinsurance structure, and whether you use an in-network provider. Check with your insurance company before scheduling to confirm coverage and get a cost estimate.
Why does the cost vary so much by location?
Medicare adjusts payments using Geographic Practice Cost Indices (GPCIs) that reflect local differences in physician work costs, practice expenses, and malpractice insurance. Manhattan, San Francisco, and other high-cost areas pay significantly more than rural regions. Commercial insurers follow similar geographic patterns.